Financial tool set 2

Accounts Payable Aging - Use this spreadsheet to organize a company's current and past due payable accounts according to how long they have been outstanding. Such an analysis can help your company maintain a good credit rating and give cash flow priority to older payables.

Activity Ratios - Use this spreadsheet to calculate a firm's activity ratios; such as
1) inventory turnover,
2) average collection period, and
3) fixed asset turnover.
Activity ratios help to measure a company's efficiency managing certain assets such as:
1)inventory,
2)accounts receivable, and also
3)long-term and total assets. 

Advertising Expenditures by Media For Excel® 2000 - This worksheet can be used to summarize actual advertising expenditures or to plan expenditures for an upcoming month period. It is made up of three common advertising media: print, broadcast, and direct mail.

Annual Budget Forecast - 5 Profit Centers  - Annual budget for your business, outline format, showing breakdowns by quarter, site and expense category, for the Fiscal Year. Enter your categories and numbers.

Annual Direct Labor Analysis - This spreadsheet helps you analyze the annual cost of labor by comparing labor costs to standard labor. Standard labor is an expected labor cost based on estimated capacities of output costed at an estimated hourly rate plus benefits. This type of analysis is critical to keeping costs under control.

Average Selling Price Analysis For Excel® 2000 - This worksheet helps you calculate the average selling price for multiple products sold across multiple distribution channels. It also calculates the simple average selling price of the products sold in each channel.


Bad Debt Analysis - This is a 3 step workbook. You enter the data and it does the rest. Track how others are using your money at no interest.

Breakeven Analysis Workbook - Calculate your breakeven with this stand-alone Excel® 95 worksheet.

Breakeven Chart Analysis - For Excel® 2000 -  Calculate your breakeven with this simple worksheet.


Breakeven Interactive Analysis - Here is a new toy you might like. Both Charts change as you alter key parameters with spinners. Put in your numbers and watch the action.

Breakeven Simple Chart Analysis - Calculate your breakeven with this simple worksheet.

Business Acquisition Worksheet - This spreadsheet helps you organize key information needed to value a business that you are interested in buying or selling. With this information, an appraiser should be able to give you an opinion of value.


Business Plan Sample - A good example for you to follow. Print it and use it as a guide. 

Cash Flow Sensitivity Analysis - Use this spreadsheet to prepare a cash flow sensitivity analysis. Prepare your expected cash flow projections and by entering a percentage change assumption, the spreadsheet will automatically prepare a pessimistic and optimistic set of cash flow scenarios. Under the pessimistic scenario, cash receipts will be lowered by the percentage and disbursements will be increased by the same percentage. Under the optimistic scenario, receipts will be increased while disbursements will be decreased by the percentage assumption.

Comparative Balance Sheet - This comparative balance sheet serves as a financial comparison from year to year. Prepare this analysis at least once a year to see what kinds of trends are developing. Your future financial security could very well depend on how well you grow and maximize your net worth. Percentage totals may not always equal 100% because of rounding.

Comparative Business Income - This spreadsheet allows you to compare your business revenues, expenses, and net income (loss) over the course of three tax years. Enter the starting year, which is the first year in the three year period you want to analyze. The format follows that of schedule C of the U.S. Income Tax Return (1040).

Comparative Contribution Analysis - Use this spreadsheet to prepare a 5 year comparative contribution margin income statement. The contribution margin is found by subtracting all variable costs from revenue (sales). Enter the first year and the remaining year (column titles) will automatically calculate.

Comparative Taxable Income Analysis - This spreadsheet allows you to enter four years of tax return data and compare the various elements of taxable income over the years. This type of format allows you to do some comparative analysis, possibly spotting trends and opportunities. The starting year is the earliest of the four years of actual data. After you enter the starting year, begin entering data from your past tax returns. The report follows the format of the U.S. Individual Tax Return (1040).

Contribution Income Analysis
Use this spreadsheet to prepare a contribution margin income analysis. The contribution margin is found by subtracting all variable costs from revenue (sales). After you enter your numbers you can check the Break-Even Chart on the same sheet. This is a good example of the importance of expense control.

Corporate Earnings Analysis - This spreadsheet helps you perform some basic fundamental equity (stock) analysis. Enter the year for the most recent annual results, that way you can enter historical data for the last 5 years.

Daily Time Sheet This worksheet computes hourly/daily rate charges for consultants/accountants/attorneys or any service business that charges by the hour. 31 days/Subtotals/Total.



Direct Marketing Analysis - Use this spreadsheet to run the numbers on a direct marketing campaign. It includes a breakdown of gross margin of the product being sold, the cost of the direct mail piece, and an analysis of the profit. For some mailings, you may know the total cost of each mail unit but not know the breakdown costs for the individual components. In this case, simply enter the total unit cost into the "other" calculation cell, and enter the label "Total cost" in the cell to its left.

Estimating Startup Capital Before going to the bank you must know how much capital is needed to start your new business. This worksheet helps you do it.

Excel Functions Glossary - Here is the complete function listing for Excel®.


Financial Comparison Analysis - Use this spreadsheet to compare your company with an average firm in your industry. The financial comparison analysis is a diagnostic tool that will help you pinpoint previously unnoticed strengths and weaknesses. The first year column heading is unlocked; the following year dates are calculated. Totals, shareholders' equity, and financial ratios are calculated automatically after all financial data is entered.

Financial Dashboard - You'll have to see this workbook to appreciate its concept. 

Flexible Budget - This spreadsheet is a flexible budget for a manufacturer. Enter possible unit levels of activity and the variable cost per unit for the various variable cost items. Then enter each fixed cost.

General and Administrative Expense Budget - This spreadsheet compares actual General and Administrative (G&A) expenses with budget amounts for the current month and the year to date. Fixed expenses generally don't change over the course of the year, while variable expenses change with the level of activity. Variances and totals are calculated automatically after data is entered in the unlocked cells on the template.


Headcount Analysis Ever wondered how companies determine how many employees to terminate when they "down-size" or "right-size"? It Is Called "Headcount Analysis".

Investment Payback Analysis - Investment Payback is the length of time between an initial investment and the recovery of the investment from its annual cash flow. This worksheet helps you with the financial feasibility of expanding your business, or buying a new business.

Loan Tree Evaluate your business with this cool tool.

Manufacturing Overhead Budget - Use this spreadsheet to forecast annual overhead costs for a manufacturer. The overhead costs are those that cannot be directly traced to the production of a product in an economically feasible manner and therefore must be allocated based on a budgeted amount.


Marketing Calculators - This spreadsheet contains eight calculators you can use to make marketing decisions. It contains the following:
  1) Sales Revenue - represents net revenue after sales returns and 
      allowances and discounts.
  2) Cost of Goods Sold - the cost of the sales.
  3) Gross Margin - Net revenue less cost of goods sold.
  4) Selling Expense Ratio - Total selling expenses divided by sales.
  5) Inventory Turnover - On average, the number of times per year you
      "turnover" the inventory.
  6) Mark-up based on Cost - Mark-up divided by cost.
  7) Markup Based on Selling Price - Mark-up divided by selling price.
  8) Markdown - Markdown in dollars divided by the original price.

Media Forecast This worksheet helps you plan the monthly advertising amount your firm will use over the next year. It also compares each month's actual expenditures to the forecast established at the beginning of the year.


NeoToys - An assortment of really cool Excel® 2000 spreadsheets.
1) 2 Balance Sheets
2) 5 Income Statement Worksheets
3) 2 Cash Flow Worksheets
4) 1 Comprehensive Ratio Analysis Worksheet
5) 1 Trial Balance Worksheet
6) 2 Charts that can be easily adjusted to almost any data.
All configured for printing and professional in appearance.

NeoPrice™ Excel® Pricing Analysis System.
Ready to start your business? Whether an e-commerce merchant, manufacturer, retailer, wholesaler, or service firm, all businesses have one thing in common:  What price do I charge to make a profit and be competitive?
NeoPrice will compute product or service prices. You enter the numbers and NeoPrice tells you the price to charge from several perspectives. 

Personal Wealth Analysis - This spreadsheet allows you to analyze your net worth to help you determine if you are doing a good job accumulating wealth. There are three basic steps to follow in performing this analysis.
1) First you must estimate your annual realized income. This is income you receive. Don't include "paper gains" like unrealized capital gains on stocks or gifts you haven't yet received.
2) The second step involves estimating your present net worth. You do that by entering your best estimates for assets and liabilities.
3) Be sure to also enter your age. The spreadsheet calculates what your net worth should be based on an accepted financial rule of thumb formula: (Age multiplied by realized pretax annual household income) Divided by 10
If your actual net worth is less than the projected amount, that is a signal that you need to employ strategies to save and invest more of your annual income. This spreadsheet also calculates your annualized realized income as a percentage of your net income. Over time you want to see that percentage get smaller.

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